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This geocache is not located at the posted coordinates.
Do not go to the posted coordinates if you want to find this geocache.
On the other hand, they may prove handy if you are broke and want to borrow some money.
If you want to find the cache, you gotta figure stuff out first.
Look at what this high-risk investment of mine has done over the years.
No Christmas this year, little Billy!
(No hints available.)