Water Hazards... How many times have we suddenly discovered we are on the wrong side of water? And how many times have a 'bad satellite day' or somewhat inaccurate coordinates put GZ in the water? I was standing on shore when I marked the coordinates, I promise. But the bank may be slippery after a rain. Don't slip, or you may experience the 'water hazard' up close and personal. Consider yourself warned!
Update summer 2014 - after replacing the cache a number of times closer to the water, we relocated it a little higher. You should now be able to retrieve this one without risking a swim :-)
Congratulations to Roadapple49 for FTF.
BYOP.