You are standing at the bus stop. All you have in your pocket are loonies and twoonies. The bus takes exact change only. You don't want to give the bus company more cash than you need to.
I come strolling along. You can hear the change jingling in my pocket, so you ask me if I can make change for a dollar.
I reach into my pocket and pull out all my change. I have more than a dollar in change. I try various combinations only to discover that I can't make change for your loonie. (I have no loonies or twoonies). You point out that I have the maximum amount of change in which I can't make exactly a dollar.
So in order for to find the final for the cache location, you need to:
a) Figure out what the amount of the change I have in my hand (in cents), and subtract that to the least significant north co-ordinates:
N45 17.(314 - change in cents)
b) Enter the quantity of each denomination of coins as follows to get the west co-ordinates:
W75 5(# of Pennies).(#of Nickels + 5)(# of Dimes +1)(# of Quarters).
There you will find the container. When placed, it had some toy cars in it and my pocket change for the FTF.
You can check your answers for this puzzle on GeoChecker.com.